That will be pretty great, and unlike Microsoft Apple will probably insist desktop apps ported to iOS will be optimized for a touch screen experience, another reason to give the closed garden concept some praise.
I don’t have money upfront for a new iPad, but I do have an Apple Card and am curious about their advertised payment plan with their card. Is it they only charge you $100 (or whatever) a month or do they charge you $1,000 (or whatever) and just not charge interest if you pay at least $100 per month on your card payment? There are plenty of sites/services/cards that do the latter and IMO no longer special or appealing.