I think CSAA charged me $3500 for the i4, which doubled my insurance. Could be because I have the number set too high - for the two old cars, I’d increased my coverage limits quite a bit this year because it added only like $50 or $100 to the annual amount. For the new car I keep the same limits, which probably isn’t necessary, but not sure how much I can lower the rate but lowering the coverage.
The guy on the phone was also chomping at the bit to add my daughter. He brought it up - “you have a child who’s 16, right? you want to add them, right? you sure they don’t drive the cars? because you should add her.”
Also weird: the VIN doesn’t turn up in their database, so we’re insuring a “ 2025 Private Passenger Auto”